Canada Pension Plan (CPP) Disability

The Federal government provides access to a monthly disability benefit for individuals who are suffering from a severe and prolonged disability.  

Canada Pension Plan (CPP) benefits not only provide individuals important financial relief, but they also form a critical piece of an ongoing disability claim. Group Benefits Policies will offset or reduce the monthly benefit payable to you by the amount you receive – or are eligible to receive, even if you don’t apply.  Most insurers will require you to apply. 

Whether to apply, and when to apply for CPP disability benefits is an important decision. We recommend seeking legal advice concerning its impact on your claim.  We also provide services to help you secure CPP benefits that are part of your LTD claim. CPP benefits are often misunderstood by your treatment providers, which can also create unnecessary barriers to ongoing benefits.